← Benchmarks·REVENUE·DIRECTIONAL

Deposit balances / per user

Funding cost & engagement depth signal.

Formula
Total customer deposits (/ users)
Unit
$
Models
Fintech
Benchmark
As of 2022
B2CSoFi ~$22B deposits <3yr post-charter. 'Deposit beta' = CAC in disguise.a16z Deposit Beta
Sourcing: Directional (comps).
Omega Point BenchmarksRevenue