← Benchmarks·REVENUE·DIRECTIONAL

Revenue mix (interchange/lending/sub)

Diagnoses durability (interchange-only = fragile).

Formula
Each revenue line / total revenue
Unit
%
Models
Fintech
Benchmark
As of 2023
B2C3 paths: subscription (Revolut), lending-led (Nubank), interchange-led (Chime).Sacra; BCG
Sourcing: Directional (comps).
Omega Point BenchmarksRevenue