← Benchmarks·REVENUE·DIRECTIONAL

Interchange revenue / take

Core engine for spend-led neobanks.

Formula
Interchange captured per $ spent
Unit
$ or bps
Models
Fintech
Benchmark
As of 2024
B2CChime ~$0.50 per $100 spent (~50 bps). Dominant neobank revenue line (Durbin-exempt debit).Sacra
Sourcing: Directional (comps).
Omega Point BenchmarksRevenue